The Great Wealth Migration: Seizing the Digital Asset Revolution in an Era of Global Financial Transformation

Hello, future investors of Diamond Ridge Financial Academy!

I'm Charles Hanover, and I'm pleased to be here with you in this dynamic market environment, which is full of both opportunities and challenges, to discuss quantitative trading strategies and practices. Recent market fluctuations actually reflect a quiet reshaping of global capital flows, with significant structural changes in the direction of wealth migration.

Tonight, we will start with a macro perspective to help you clarify the current market logic and gradually build your own wealth planning path.

The UK stock market saw early gains driven by mining and banking stocks, but those gains quickly faded in the afternoon, with the market showing a volatile downward trend. The continued decline in manufacturing PMI has intensified concerns over structural economic weakness. At the same time, weaker-than-expected European PMI further dampened market confidence.

Looking at sector performance, defensive sectors weakened across the board, with healthcare, utilities and consumer stocks all under pressure, indicating that investors' appetite for safe-haven assets is fading amid policy uncertainty. Meanwhile, retail stocks like JD Sports faced selling pressure due to earnings warnings from US peers and instability in the IPO market serves as a reminder that risk appetite has not yet fully recovered. While there may be short-term rebound opportunities in the UK stock market, there is a lack of sustained support, and downside risks remain.

The US market maintained an intraday rebound, led by tech stocks, with the Nasdaq rising nearly 2% at one point. While this suggests a recovery in market sentiment, risks still linger. Trump has hinted at a "flexible approach" to the reciprocal tariffs introduced in early April, temporarily easing concerns about a full-scale trade war. However, "flexibility" itself implies further policy uncertainty. In particular, the Trump administration's proposed new sanctions on China's shipbuilding industry could trigger fresh disruptions in global supply chains.

On the economic front, the Chicago Fed National Activity Index unexpectedly turned positive, but the breakdown of the data shows that the recovery is neither broad nor strong, with nearly half of the indicators contributing negatively. This highlights lingering fundamental weaknesses. While the Federal Reserve has signalled a relatively dovish stance, its concerns over inflation and employment remain. The market's focus is now shifting to upcoming CPI and jobless claims data. If these figures fall short of expectations, markets could quickly return to a downward trajectory.

Overall, for both the UK and the US, the recent market rebounds are more of a technical correction rather than a trend reversal. Heightened global policy conflicts, weakening economic data and sluggish corporate earnings expectations all point to continued uncertainty. In such an environment, we must rely on quantitative logic and systematic strategies to navigate market volatility and capture reliable profit opportunities.

The recent market rebound wasn’t unexpected. For one, after weeks of continuous declines, stocks were clearly oversold and many institutions hadn’t finished selling. So, a “self-rescue rally” was bound to happen, pushing prices up and creating a short-term bounce. On top of that, with the wave of tariff policies landing throughout early March, market sentiment had reached a breaking point. At this stage, even the slightest positive news gets exaggerated, fueling a short-lived buying spree. This kind of rebound is really just a classic case of “loss-making investors convincing themselves,” using a quick rally to ease their fear of losses.

Over the weekend, Trump hinted at a more “flexible approach” to the reciprocal tariffs set for April 2nd. Markets took it as a sign that global trade tensions might ease, leading to today’s expected rebound. But institutional investors know better. They took advantage of this moment to push prices up sharply, opening a gap-up to lure retail investors into chasing the rally. If fresh buying doesn’t follow through, they’ll dump their holdings at higher prices and cash out. This trick is nothing new. For us, every market rebound should be seen as a chance to trim positions and rebalance, not an excuse to chase higher prices.

Compared to that, the crypto market is showing more initiative. Leading crypto like Bitcoin started rebounding last week. Over the weekend, Bitcoin rose by 2.6%, and today, it’s up another 2.5%, forming a clear reversal signal. This “moving ahead of the stock market” trend isn’t random; it reflects a real shift in capital structure. It’s not just retail investors turning to digital assets; more and more institutional funds are also moving away from traditional assets and flowing into crypto. They understand that the logic behind digital asset growth no longer depends on old valuation models but is built on global economic restructuring and tech innovation.

This also explains why crypto assets have started “decoupling” from traditional assets, especially as tariff policies create more uncertainty. More global businesses and trade platforms are using crypto for settlements, bypassing complex exchange rate fluctuations and trade barriers. In other words, tariffs aren’t just disrupting supply chains—they’re directly driving crypto’s real-world use as a global payment tool. This shift is gradually triggering a transformation in currency structures and financial systems.

At the same time, the US government is sending strong policy signals. Recent statements about crypto have leaned towards a more relaxed stance, even openly discussing tax exemptions for new digital assets. This will greatly ease market liquidity pressure and encourage more high-growth tech projects to raise funds through crypto. Banks and stock exchanges won’t just control the future of finance; it will be a new financial network built on blockchain, governed by smart contracts and supported by global investor consensus. The construction of this new system means we are at the starting point of a financial revolution.

However, it’s important to note that while the market is showing a short-term rebound due to “policy relief,” this is just a brief pause before bigger challenges. The so-called “flexibility” in tariffs isn’t really easing; it just makes policy direction more uncertain. Trump’s emphasis on “reciprocity” is essentially a pressure-based negotiation tactic, increasing the risk of future policy swings.

Looking at the US fiscal structure, Europe’s military spending and China and Canada’s countermeasures, global trade tensions are only set to escalate, not ease. By early April, the direct impact will intensify when reciprocal tariffs fully take effect. We expect not just the stock market to take a bigger hit but even parts of the tech supply chain to face revaluation pressure. This shock could very well be the trigger for a systemic collapse in traditional assets.

Looking back at every leap in human economic development, each one has come with a major shift in asset structures. When society moved from agriculture to industry, land and farming tools, once seen as symbols of wealth, lost over 80% of their value in just a year or two. In financial terms, that was no different from bankruptcy. But those who recognised the shift early and invested in industrial assets rose to the top, shaping the new era of wealth. Today, we’re at another turning point just as profound. The digital economy is taking over, with AI, blockchain and smart contracts reshaping finance and production. Meanwhile, the traditional mix of stocks and fiat currency is facing disruption from the digital asset system.

Digital assets aren't just backed by technology and financial value; they also have programmability, governance, and global coordination built in. Take Bitcoin, for example. Its hard cap of 21 million directly hedges against fiat currency inflation, while its decentralised nature breaks the monopoly of financial institutions, fundamentally reshaping the concept of "trust."  

In this era of transition, those who genuinely thrive aren't the ones passively waiting for market rebounds but the ones who recognise the old system is falling apart and actively take part in the new one. Missing this shift in asset structures is like landowners clinging to agriculture during the Industrial Revolution; wealth didn't just shrink; they lost their place in the new order altogether.

Last weekend, I received a message from a student. He hadn't checked his investments for over a month, only to find his assets had plummeted. He felt completely lost and helpless. And I know he's not the only one. With ongoing geopolitical conflicts, shifting trade policies, rising living costs and tightening real estate rules (like stamp duty changes), many people are feeling the pressure. But I want to assure you that whether you're part of our partner investment plan or just using our automated trading system, as a student of our financial academy, I'll do everything I can to help you regain confidence in the future. We can tailor a plan for financial freedom based on your financial situation, goals and risk appetite. Even if you're starting from scratch, you can still work your way back onto the right path.

In times of systemic transformation, choosing the right direction matters more than personal effort. If you're on the right track, even if you start from a low base, you'll still benefit from the technological boom and enjoy a high-tech, efficient and high-quality future. But if you pick the wrong path, no amount of hard work will save you from rapid asset depreciation or getting stuck in the old system.

Over the past month, many stocks have dropped over 40%, some major tech firms have been cut in half, and the property market is showing real signs of a downturn. Even traditionally resilient financial derivatives are facing liquidation pressure. In this environment, whether you're a business owner or an employee, there's only one way forward: embracing technology and aligning with AI and the digital economy. This isn't just where the big corporations are heading; it's a core part of national strategies in countries like the US.

At the same time, capital markets themselves are undergoing a deep transformation. More and more top companies are ditching traditional stock market financing and turning to crypto. This shift is essentially a vote of no confidence in the old financial system. Traditional fundraising, IPO roadshows, audits, and regulatory filings take ages, demand heaps of paperwork, and cost a fortune in fees. In a world of economic uncertainty and slow growth, this outdated, expensive process simply doesn't match the speed of today's tech-driven businesses.

The way crypto markets offer financing is completely different. First, it has global liquidity. A tech company can raise funds directly from investors worldwide by issuing crypto (tokens) without being restricted by any country's regulations or a specific exchange. Second, it's highly efficient; projects can go from publishing a whitepaper to completing fundraising in just a few weeks, significantly cutting time and financial pressure. Third, smart contracts bring much greater transparency to fund flows, allowing every transaction to be publicly tracked, which boosts investor trust. Lastly, token circulation doesn't rely on any central institution but runs automatically on blockchain nodes, meaning it can sustain itself once a project is launched.

Because of this, the US is now incorporating crypto into its national strategic reserves. It not only supports quality tech token financing but also considers tax exemptions for these projects. This marks a major shift in the US financial strategy, with the core goal of securing dominance over the next wave of asset issuance and value anchoring.  

We can clearly see that the next "capital hub" is shifting from traditional financial powerhouses like Wall Street and the City of London to on-chain financial ecosystems. Countries like Switzerland, Singapore and the UAE have already started building their own crypto financial hubs, aiming for a bigger role in the digital asset era. This trend is not distant; it is already shaping real markets.

For example, in the US stock market, newly listed stocks like Baiya International Group Inc (BIYA) and Gesher Acquisition II Corp (GSHRU) have seen lukewarm market reactions, failing to lift the current bearish sentiment caused by tariffs and economic pressure. In contrast, the new token SCI has shown a completely different trajectory. This comparison is highly telling. Fundamentally, both stock listings and token issuances serve the same purpose: releasing the value of new assets. However, with growing doubts over the efficiency of traditional fundraising, tighter regulations and an overall stock market decline, many newly listed stocks struggle to gain momentum and instead become "exit vehicles" for certain institutions.

Crypto markets, on the other hand, with their transparency, openness, low barriers and high efficiency, are attracting global capital. SCI, a tech-driven token focusing on smart cities, data processing and AI integration, has drawn strong institutional interest since its subscription phase. So far, its price has surged over four times its initial offering, delivering huge returns for early investors and setting a new standard for digital asset public offerings. Based on the current trend, if market conditions remain strong, SCI could break past $20 and even push towards $30, becoming a key focus of the next digital economy boom.

For everyday investors, the best way to respond to this trend is to take a structured approach and get involved in the "first steps" of top companies' transformations. One can stand out in this major capital shift by understanding where the world is heading and building the right investment structure. Our strategy is all about steady progress with a "dual-engine approach," just like walking, both legs working together for stability and long-term success.

The first engine is a medium-to-long-term spot investment. Investors should focus on key areas of the tech revolution, such as AI, blockchain, big data, Web 3.0 and green energy, and position themselves early in this digital asset "undervalued zones." Take AQS, for example; it's one of our key mid-term holdings, deeply linked to AI computing optimisation, backed by a solid team and progressing steadily. Right now, it's at a critical accumulation stage for mid-term investment.

Another key focus is new tokens like SCI. Integrating smart city technology with AI algorithms provides data support for urban transport, energy management, and governance. Since its subscription phase, SCI has already surged over four times in value, proving its strong market appeal and highlighting investors' growing interest in tech-driven tokens. Given the current market trends, most high-potential tech projects will likely secure funding and equity through crypto tokens. Those who get in early will gain a major first-mover advantage.

The second engine is automated short-term trading, a strategy designed for rapid capital growth. Using smart quant systems and contract trading tools, investors can capture high-frequency market fluctuations and profit from trends without needing to monitor the market 24/7. This system executes trades automatically, allowing participants to grow their funds even when they're busy with other commitments.  

A key part of this is our Whale Plan, which analyses macro policies and capital flows to make strategic investments, leveraging funding power and contract tools to maximise returns. The next phase of the Whale Plan will be fully upgraded to a "stealth team mode," with higher entry requirements, more discreet strategies, and greater execution efficiency. Anyone interested must contact an assistant in advance to secure a spot.

By combining "mid-term spot investment + short-term automated trading," we achieve two goals: steadily building positions in emerging tech assets to capture digital economy growth while using smart systems to accumulate capital efficiently. This strategy not only helps navigate today's volatile market but also provides a crucial path to standing out in the next 20 years of wealth redistribution.

That’s it for tonight’s session. We’ve looked back at the shifts in the global economy and explored how the tech revolution is reshaping the financial markets. The entire market is changing beneath the surface, from industry structures to funding models, from currency systems to investment landscapes. And it’s not just economic pressure driving this change; it’s the sheer power of technology. If you’re still using investment strategies from 10 years ago, it’s like trying to race in the electric era with a petrol car; you’ll be left behind.

So, I want to remind everyone again that we’re standing at a historic turning point. Traditional finance is struggling, stock markets are volatile, inflation is pushing up living costs, and trust in fiat currencies is fading. Meanwhile, digital assets are booming, Web3 projects are attracting massive capital, and global institutions are slowly opening up to digital currencies. This isn’t just a passing trend; it’s a fundamental shift in wealth. The question is, will you sit on the sidelines and keep your assets in a system that’s losing value, or will you take action, embrace the future, and rebuild your wealth using technology? That’s a decision only you can make.

What I can do is help you create a wealth strategy that fits your financial situation, risk tolerance and long-term goals. Suppose you’re an official student of our financial academy. In that case, whether you’re an entrepreneur or just starting out, whether you have £20,000 or £2 million, we can tailor a “Wealth Acceleration Plan” just for you. Our goal is to make sure you don’t get left behind but instead secure a front-row seat in this new tech-driven era of wealth.

So, to everyone reading this, stop hesitating. Stop waiting. Now is the best time to act. While others are still wondering if the stock market will recover, we’ve already locked in short-term gains through the Whale Plan. While some are worrying about currency depreciation, we’ve positioned ourselves early in AQS and new token subscriptions, securing higher and more stable returns from the tech boom.

This wealth shift is a once-in-a-lifetime opportunity, not just for you but for building long-term security for your family. If you’re unsure where to start, get in touch now. My team of analysts will help you map out the best investment path so this financial transformation becomes your gateway to true financial freedom. The time to act is now.